| Specification | Credit Cards AT&T Universal Savings and Rewards Card | 
|---|---|
| Card Image |   | 
| Card Description URL | AT&T Universal Savings and Rewards Card Card Description | 
| Card Terms URL | AT&T Universal Savings and Rewards Card Terms | 
| APR Tiers | 12.49%;16.49%;20.49%; (actual APR could vary and will be based on credit score and current prime rate) | 
| Cash Advance APR | 21.99% | 
| Card Features | |
| Annual Fee | None. | 
| Minimum Finance Charge | 50 cents. | 
